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FEGLI Calculator

THE ONLY TRUE ONLINE FEGLI CALCULATOR THAT PROVIDES RESULTS!

FEGLI CALCULATOR FAQ?

FEGLI is confusing and sometimes you need answers. We can make it crystal clear.

What is Basic Pay + Locality/Market Adjustment Pay?

It is the calculation of total annual salary, which adds a geographic-based percentage (locality pay) to the employee's base pay. This system ensures fair compensation by accounting for the cost of living in different areas, with higher adjustments in locations like San Francisco, New York, or Washington D.C.

What is Basic Pay + Locality/Market Adjustment Pay used for?

Basic Pay + Locality/Market Adjustment Pay is also used for:

  • Retirement deductions and benefits
  • Life insurance premiums and benefits
  • Premium pay and premium pay limitations
  • Severance pay
  • Advances in pay
  • Lump-sum payments for accrued and accumulated annual leave
My LES/Paystub says “additional Insurance”, what does that mean?

Depending on the agency and what your LES states, “additional Insurance” means that you have 1, 2, 3, 4 or 5 times your basic salary + Locality/Market Adjustment Pay. Any questions go our Paystub Help page.

I am lost, what do I do next?

We get this question all the time, if you are not sure of what FEGLI coverage you have or what your next move is, use the Contact form below and we will walk you through the entire process.

Federal Employees Benefit Agency is not affiliated or endorsed by the Office of Personnel Management or any Government agency.  Tax and legal information provided is general in nature and should not be construed as tax or legal advice. You should contact your tax professional or attorney when considering your personal tax and legal situation. Hyperlinks provided on our website are for convenience. We cannot be held responsible for information, services, or products found on websites linked to ours.